COMMERCIAL INSURANCE
Comprehensive business cover for property, fleet, liability, and interruptions.
LEGAL INSURANCE
Affordable legal assistance and representation for individuals and families.
MOTOR VEHICLE INSURANCE
Comprehensive and third-party cover for private and commercial vehicles.
HOUSEHOLD PROTECTION
Protection for homes and contents against fire, theft, and unforeseen damage.
Why Choose Lavoro?
We offer tailored insurance plans designed specifically for low to middle-income households, ensuring accessible and affordable protection. Our fast claims process is supported by a friendly local team that’s always ready to assist. As a FiMA-compliant and fully licensed insurer in Namibia, we provide trusted and transparent coverage. You can conveniently apply online, in person, or through WhatsApp. Backed by a passionate Namibian-owned team, Lavoro is committed to serving and empowering local communities.
“Empowering Namibia through innovative short-term, commercial, and specialized insurance solutions.”
Who We Are?
Trusted Short-Term Insurance Provider in Namibia
Lavoro Insurance Namibia Limited (Reg. No. 2020/0717) is a locally FIMA licensed short-term insurance company dedicated to empowering Namibia through innovative and inclusive risk solutions. Founded on the principles of independence, integrity, and ingenuity, Lavoro combines local ownership and international expertise to deliver affordable, reliable, and sustainable insurance to individuals, SMEs, corporates, and private & public institutions. Our purpose is to protect what matters most to Namibians while strengthening the nation’s financial resilience.
Our Mission
To deliver short-term insurance solutions that are accessible, technology-driven, and reinsurance-backed, enhancing risk protection and financial inclusion throughout Namibia.
Our Vision
To be a leading Namibian insurer bridging the gap between local needs and global standards, supporting economic growth and innovation across all sectors of society.
WHY CHOOSE
- Trusted by taxi and delivery drivers
- Fast and easy claims
- National network of garages
WHAT'S COVERED
- Theft & Burglary
- Fire & Flood Damage
- Electronics (TVs, phones, etc.)
- Optional Structural Add-On
SPECIALITY
- Budget-friendly home protection
- Optional handyman support
- Fast theft and damage claims
HIGHLIGHTS
- Cover limits are plan-dependent
- Claims must be submitted within 30 days
- Fraudulent claims result in cancellation
Our Core Offerings
Lavoro provides a comprehensive range of short-term insurance products tailored for both individuals and enterprises
Our Insurance Products

Commercial Insurance
Comprehensive business cover for property, fleet, liability, and interruptions.

Legal Insurance
Get legal advice and representation when you need it most.

Motor Vehicle Insurance
Comprehensive and third-party cover for your car or taxi.

Household Protection
Protect your belongings from theft, fire, and unexpected damage.
News from Our Blog
Legal Insurance in Namibia – How It Works and Why
Motor Insurance in Namibia – Why It’s Important
Health Insurance in Namibia – Choosing the Right
TESTIMONIALS
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Felix Mercer
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John Doe
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Sharon Brinson
